Car Insurance& Claims Process
What is Car Insurance?
A car insurance claim is a procedure wherein the vehicle owner(policyholder) requests the insurance provider to compensate them for the damages suffered by their car mainly due to an accident, natural or manmade calamities, fire, etc. Vehicle theft is also covered in the same.
Shivkunj Automotive aids both Economic & Luxury Car owners near Gomti Nagar, Lucknow to file car insurance claims online. You can submit your claim without unnecessary paperwork with our helping hands. It is that simple and easy to proceed.
How easy is it to get Car Claim Insurance settled near Gomti Nagar, Lucknow?
Helping Hands at Shivkunj Automotive Are Ready To Assist You With Car Insurance Claims Settlement In Two Ways:-
Cashless Car Insurance Claims
If one gets a car repaired at a garage authorized by the insurer then customers enter a cashless claim settlement process. As the name suggests, under the type of claim the entire process is cashless which means that the policyholder is not required to pay any cash/money to the insurer authorized garage for the repair of his/her car. The insurer makes the payment to the garage directly subject to the claim amount. The policyholder is only liable to pay for the compulsory deductible and voluntary deductible if opted for at the time of policy purchase.
Reimbursement Car Insurance Claims
When you get your car repaired at a garage/workshop outside the authorized network of the insurer, you enter a reimbursement claim settlement process. Under the process, the policyholder makes the payment for the repair cost at the garage of his/her choice and gets the repair cost reimbursed from the insurer later subject to the claim amount. The insurer reimburses the entire claim amount to the (policyholder) Vehicle Owner after factoring in the applicable deductibles - compulsory and voluntary.
What Documents are Required for Car Insurance Claims ?
The documents required for any Car Insurance Claims are as follows-
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